As an “all-in-one” personal finance app, Rocket Money has numerous features to help you track your spending and reduce spending as well.
To get started, you connect your various bank accounts to Rocket Money so it can monitor your transactions and help you budget. This is also how the app tracks your monthly subscriptions so you know exactly what you’re paying for. Subscription Management
One of Rocket Money main free features is its subscription monitoring service. Once you connect your bank accounts to the app, it identifies subscriptions and organizes them under a list of recurring bills. These subscriptions can include anything from your gym membership to a Netflix or Hulu subscription.
Since all your subscriptions are organized on one tab, you know exactly what you’re spending each month, so unused subscriptions don’t slip through the cracks.
Premium Rocket Money members can also ask its concierge team to cancel subscriptions for them. According to its website, Rocket Money cancelled over one million subscriptions for its members so far. But nothing stops free customers from doing the cancellations themselves to save more money.
Another premium Rocket Money feature is its bill negotiation service. Rocket Money works with most major cell phone, cable, and home security providers, and it can contact these providers to negotiate lower rates on your behalf. The company says it’s successful in negotiating bills up to 85% of the time, and the entire process takes four steps
Select the bill you want Rocket Money to negotiate.
Add your bill to your Rocket Money account by entering your login credentials or uploading a photo of your monthly billing statement.
This includes personal information and if you're willing to drop features or not to save money.
Rocket Money charges 30% to 60% in annual savings if it lowers your bill. You choose how much you want to pay and can pay this success fee with any debit or credit card.
The payment bit for bill negotiations is where Rocket Money gets a bit confusing. Essentially, Rocket Money charges you 30% to 60% of your annual savings in an upfront fee. For example, if Rocket Money lowers your AT&T internet service from $80 to $60 per month, that’s $240 in annual savings. From there, you pay 30% to 60% of the annual savings as a success fee ($72 to $144 in this case). This is an upfront fee, but you then benefit from lower monthly bills and save money over the course of the year.
Since all your subscriptions are organized on one tab, you know exactly what you’re spending each month, so unused subscriptions don’t slip through the cracks.
Premium Rocket Money members can also ask its concierge team to cancel subscriptions for them. According to its website, Rocket Money cancelled over one million subscriptions for its members so far. But nothing stops free customers from doing the cancellations themselves to save more money.
Subscription and bill management are Rocket Money’s two main features and what make the app unique. But it also has tools to help you track your spending. The spending insights tab highlights your monthly spending, income, how many bills you have to pay, and how much discretionary spending you have left.
You also get budgeting tools that are somewhat similar to apps like Mint and YNAB. After you connect your bank accounts, Rocket Money automatically categorizes expenses and highlights your spending patterns so you know which categories you might be overspending on. This could be your entertainment budget, or maybe you’re spending slightly too much on groceries each month. To help out, Rocket Money also creates “spending allowances” you can follow to avoid overspending.
Pulvinar ultrices porta mattis quis lobortis est facilisis purus nunc, sed semper enim dictum sed donec condimentum sodales sed non vel malesuada morbi arcu justo, pretium sagittis hac nisi amet, fermentum nunc.
Most people probably pay for Rocket Money Premium for its bill negotiation service and to get more in-depth budgeting tools. But you can always call your service providers yourself to ask for lower rates; Rocket Money doesn’t do anything differently except read off a script to ask for a better deal. And free budgeting apps like Mint are there as well for the financial management side of things.
Identity theft is repeatedly the #1 consumer complaint category in America. Identity theft manifests itself in many different ways:
Victims often face issues such as:
Our plans not only provide expert consultation on how to prevent identity theft but also provide comprehensive restoration of your identity should a breach occur
We monitor your identity from every angle, not just your Social Security number, credit cards and bank accounts. We ensure everything connected to you is safe, even your social media accounts. If any change in your status occurs, you receive an email update immediately. Individual and family rates are available. Family rates cover you, your spouse and up to 8 minor dependents.
Your identity theft specialists are focused on protecting you. They are available to provide you with a complete picture of identity theft, walk you through all the steps you can take to protect yourself and answer any questions. Plus, they are available 24 hours a day, every day, in the event of an identity theft emergency. We’re always here to help, no matter what.
Your Identity Protection Plan has an exclusive partnership with Kroll, the worldwide leader in theft investigative services. If a compromise occurs, your licensed private investigator contacts you immediately and begins restoring your identity to exactly the way it was.
Your Identity Protection Plan is the best way to protect your identity, guaranteed. If you become a victim of identity theft, we spend up to $5 million to do whatever it takes, for as long as it takes, to restore your identity.
Your personal law plan gives you the ability to talk to an attorney on any matter without worrying about high hourly costs. For one flat monthly fee you can access legal advice, no matter how traumatic or trivial the issue. That’s why under the protection of your Legal Plan you and your family can live your life worry-free, every day, every night, now and forever.
Your Legal Plan Covers:
Additional Information:
It is up to the Provider Lawyer’s professional judgment as to whether or not your claim, defense or legal position may prevail in court or is frivolous/without merit. Emergency services are subject to conditions imposed by the detaining/questioning authority.
25% off additional legal services
You may continue to use your Provider Law Firm for legal situations that extend beyond plan coverage. The additional services
are 25% off the law firm’s standard hourly rates. Your Provider Law Firm will let you know when the 25% discount applies and go over these fees with you.
The following are covered only under your 25% discount:
Plan benefits:
Other documents available:
Audit Services:
Benefits of the Safe Defender Plan
(applicable only if you have a vehicle) Available after 30 days of housing
Benefits
Welcome, Members! With one low monthly payment, you will enjoy 30 days of a sparkling clean vehicle. You can visit as often as once a day, every single day if you like!
Planet fitness black card benefits
Having a workout buddy can help keep you accountable, improve results, and make working out more fun! You can bring a guest with you every time you come to the gym with a Planet Fitness Black Card.
Planet Fitness has hundreds of locations across the United States and beyond! One of the best Planet Fitness Black Card benefits is having access to any of these locations at any time. This means you won’t have to put your health on hold when you travel. Restrictions apply.
After a tough workout (or a tough day at home or work), you deserve a healthy treat. Planet Fitness Black Card members enjoy unlimited use of the massage chairs available at every gym. Finish your workout with some time in a massage chair and experience whole-body benefits like improved sleep, muscle relief, and reduced stress.
Staying hydrated is important for good health — especially when you’re working out. Make sure you’re properly fueled for your workout and recovering well after the fact with a drink from our coolers! Black Card members only pay half price for cooler drinks, which makes it that much easier to opt for healthy beverage choices when you’re at the gym.
You should feel confident in your body after sticking with your gym routine! If you want to show off your results a little more, opt for a session in one of our tanning beds.
Making fitness even more rewarding. Awesome members, like you, get exclusive discounts and special offers from our partners.
In addition to all the perks listed above, Planet Fitness Black Card members also get all the benefits of being a Planet Fitness member. These include free WiFi, free fitness training, and 24/7 access to your primary Planet Fitness location. Not to mention you’ll have access to the Planet Fitness community — perhaps the most valuable workout asset available!
© 2023 – All rights reserved by Bars 2 Housing